We’ve all seen the commercials for freecreditreport.com, offering a once per year chance to see what’s going on under the hood on the three major bureaus. This is very important to ensure there are no mistakes and that your identity is intact. This isn’t always enough, though.
Enter GRD Credit Solutions.
If you find that there are indeed mistakes, or worse yet, that your identity may have been compromised, it’s not an issue you should tackle alone. If there are fraudulent items on your credit report, it can damage your credit score and even make you unable to obtain loans that you would otherwise be eligible for.
Cerrick Anderson of GRD says that people that pay their bills on time and have a good credit score are the #1 targets for identity theft, as they assume their credit file is clean. These people can become targets of identity criminals, as it will take time for financially responsible individuals to realize anything is wrong.
What People Don’t Know
Debtors rely on people’s ignorance to make money. Often the average person does not even know his or her rights when it comes to financial matters. When you’ve fallen into debt, collection agencies are notorious for making threats and claims that are both false and illegal.
If you’ve ever been told by a collection company they will arrest you, send you to court, or that your job will be in jeopardy if you don’t pay, you’ve been lied to.
What Can You Do?
As with any legal matter, representation can make a world of difference. The folks at GRD Credit Solutions are skilled at issues involving debt and credit scores. If you’ve gotten letters or other correspondence from debtors, collection agencies, or if you want to dispute items on your credit report, having someone on your side is key.
Maybe you’d prefer to handle it on your own and simply need advice. Perhaps you’d rather have someone else deal with these people entirely. GRD can take over the conversation and get things straightened out. If collections agents are using unscrupulous intimidation tactics to bully you into paying, you can put someone else that knows financial laws on the phone instead.
GDR can put you on track with the following services:
- Advice concerning debt collection letters
- Representation against collectors or to dispute credit report errors
- Using affiliates to educate people on their rights
- Safeguard against identity theft
- Credit monitoring
- Cleaning up your credit, raising your score
- Help obtaining loans
Consultations are free, and GRD is local. You can sit down and discuss your situation with an expert face to face, getting access to the advice you deserve to get back on top of your credit. Some clients need a month or two of advice and representation to get things under control, others opt to pay for month-to-month monitoring to ensure identity theft and other issues are kept at bay.
Call 336-279-1121 today and take control of your credit score!